The Programs Your Competitors Can't Find — Because They're Not Appointed Here

If every wholesaler you work with is pulling from the same markets, you're going to land on the same rates, the same coverage, and the same dead ends. Partnersure holds proprietary and semi-exclusive E&S trucking insurance programs built specifically for transportation risks — and they're only available to appointed agents.

What Makes a Trucking Program Proprietary — and Why It Matters

Most wholesale access is open access. A generalist broker submits to a carrier, you submit to that broker, and so does every other agent in the country working that same account type. Proprietary and semi-exclusive programs work differently. They're structured agreements between a wholesale broker and a carrier or program administrator that limit which agents can access the paper — and on what terms.

That limitation is the point. When a program is proprietary, the underwriting appetite, pricing structure, and coverage terms are negotiated specifically for the agents and risks coming through that channel. You're not competing against a hundred other submissions for the same capacity. You're working inside a program designed for the kind of trucking business you're already writing.

For agents who specialize in transportation, that distinction is the difference between having a competitive market and just having another wholesaler on your list.

Where Proprietary E&S Programs Create a Real Advantage

Standard wholesale access works fine for clean preferred risks in soft markets. It starts to fall apart when the account is harder to place, the operation is more specialized, or the standard markets have tightened their appetite. That's where a purpose-built E&S program earns its keep.

Partnersure's proprietary trucking programs are built to handle a broader range of operations — not just the easy wins. The types of risks and scenarios where these programs create real differentiation include:

• Niche cargo types that generalist programs exclude or heavily restrict
• Oilfield and energy-sector transportation operations with elevated risk profiles
• Hard-to-place fleets that don't fit standard market appetite
• Operations requiring underwriting flexibility on driver history, radius, or commodity
• Accounts where competitive pricing on E&S paper is the deciding factor
• Transportation risks that have been declined or non-renewed in the admitted market

When your client's operation doesn't fit the standard mold, having access to a program that was built for that kind of risk is the difference between writing the account and losing it.

Exclusive Access Doesn't Mean Narrow Appetite

There's a reasonable concern that "proprietary" or "exclusive" is just a marketing word for a program with tighter restrictions and fewer options. That's not what we're describing here. Partnersure's proprietary programs are designed to cover a wide range of commercial trucking operations — including the ones that give other wholesalers pause.

The exclusivity is about distribution, not eligibility. These programs aren't available at big-box wholesale brokers because they weren't built for volume generalists. They were built for transportation-focused agents who understand the risks they're submitting and need a wholesale partner that can work with them on the harder cases — not just the straightforward ones.

Appointed agents also have access to premium financing on qualifying accounts, adding another tool for closing business that might otherwise stall on upfront cost.

Appointment Is the Only Way In

There's no portal, no open submission process, and no workaround. Access to Partnersure's proprietary and semi-exclusive trucking programs requires a formal appointment — and that appointment is reserved for retail agencies with meaningful transportation premium concentration, typically around 80% or more of their book.

That structure is intentional. It keeps the program integrity intact, prevents market saturation, and ensures that the agents accessing these programs are the ones best positioned to use them well. We also maintain a non-overlapping regional appointment structure, so appointed agents aren't competing against each other through us.

If you're a transportation-focused agency looking for markets your current wholesale relationships can't reach, the appointment process is where that conversation starts. You can learn more about how we work and what the appointment process looks like before you apply.

Frequently Asked Questions About Proprietary Trucking Programs