Specialty Trucking Insurance Programs Built for the Risks Standard Markets Won't Touch
Partnersure places commercial trucking coverage on an E&S / surplus lines basis — purpose-built for transportation, not repurposed from a commercial auto shelf.
If your standard markets keep restricting or declining trucking submissions, you've found the right wholesale partner.
Coverage Lines Designed Around Real Trucking Placements
Every program in our portfolio was built with transportation risks in mind — fleet and non-fleet, long-haul and short-haul, oilfield and general freight, startup operators and distressed accounts. These aren't admitted market products retrofitted for trucking. They're E&S programs structured for the submissions that don't fit anywhere else.
We place coverage in all 50 states. Premium financing is available on qualifying accounts.
Trucking Programs Built for the Risks Standard Markets Won't Write
Our coverage portfolio is built around the placements that matter most in commercial transportation — placed through E&S markets with the flexibility to compete where standard carriers can't.
Excess Liability Insurance
When primary limits aren't enough — and in trucking, they often aren't — our excess liability program gives appointed agents a competitive option for accounts that need higher limits. Built for transportation, not bolted on from a general casualty program.
Auto Physical Damage Insurance
Fleet and non-fleet physical damage for commercial trucks, including hard-to-place units and specialty equipment. We work with accounts that standard carriers routinely pass on.
Motor Truck Cargo Insurance
Cargo coverage for dry van, refrigerated, flatbed, and specialty freight operations. If your client hauls it, we have a program for it.
Motor Truck Cargo Insurance
Cargo liability coverage for trucking operations carrying goods in transit — structured for the actual exposure, not a generic inland marine form.
Proprietary Trucking Programs
Our most competitive coverage options — and the ones you won't find at a generalist wholesale broker. These programs are exclusive or semi-exclusive to Partnersure appointed agents, which means your clients get access to markets that simply aren't available through standard wholesale channels.
Auto Liability Insurance
Commercial trucking auto liability coverage is coming soon. Reach out directly if you have a submission that needs a home — we'll let you know what we can do.
You Can't Google Your Way to These Markets
Generalist wholesale brokers carry a lot of lines. Trucking is one item on a long list. At Partnersure, trucking is the entire list — which means the programs we've built, the relationships we've developed, and the markets we access aren't available through the big-box wholesale channels.
Our proprietary and semi-exclusive programs exist because we've spent decades in this space building what retail agents actually need: specialty coverage with competitive pricing and a partner who can help you explain it to your client.
Programs placed on an E&S / surplus lines basis — specialty-built for transportation
Fleet and non-fleet eligibility across multiple coverage lines
Startup operators and distressed accounts considered
Long-haul, short-haul, oilfield, and specialty freight operations
Available in all 50 states through appointed retail agents
The Program and the Expertise. Together.
Getting a quote is only part of what we do. Appointed agents receive pricing guidance, competitive positioning support, and direct access to a team with 50-plus years of combined transportation insurance experience. We'll help you evaluate whether a program is competitive — and help you present it to your client when it is.
That's not something you get from a portal.
Program Access Starts With an Appointment
Our programs are available exclusively to appointed retail agencies. We keep our appointment structure selective — agencies with approximately 80% transportation premium concentration get priority, and we use a non-overlapping regional model so your appointed agents don't compete against each other through us.
If your agency writes trucking or is actively building a transportation book, the Get Appointed page walks through what we're looking for and how the process works.
Frequently Asked Questions About Our Trucking Programs
Are these programs available to any retail agent, or is there a qualification process?
Partnersure uses a selective appointment process. We prioritize retail agencies with roughly 80% transportation premium concentration — agents who are already writing trucking or are committed to growing a transportation book. If that's you, the Get Appointed page has everything you need to start the conversation.
Why E&S / surplus lines instead of admitted market programs?
Admitted markets apply standardized rate and form filings that weren't designed for the complexity of commercial trucking. E&S placement gives us the flexibility to structure coverage for non-fleet risks, startup operators, distressed accounts, and specialty freight that standard carriers routinely decline. That flexibility is the point.
Can you place coverage for hard-to-place trucking accounts?
That's exactly what our programs are built for. If your standard markets are declining or restricting a trucking submission — new authority, unfavorable loss history, specialty cargo, oilfield operations — bring it to us. We work with accounts that don't fit the admitted market mold.
Do you offer premium financing on trucking accounts?
Premium financing is available on qualifying accounts. It's not a published product with a fixed structure, but if your client needs it, reach out and we'll work through the options.
What states do you write in?
All 50 states. Our appointed agents write trucking coverage nationwide through Partnersure's wholesale programs.
What's the difference between your proprietary programs and what a generalist wholesale broker offers?
Our proprietary and semi-exclusive programs are built specifically for Partnersure appointed agents — they aren't available through generalist wholesale channels or retail direct markets. If you've been working with a big-box wholesale broker and feel like you're getting the same options every other agent gets, that's the gap we fill.